Is Your Family Eligible for State-Regulated Life Insurance?
Coverage that never expires, never increases in price, and protects your family for life.
Why Families Choose State-Regulated Coverage
What Makes This Different
Lifetime Coverage
Your policy never expires and premiums never increase — protection that lasts for life
State-Regulated Backing
Licensed and approved at the state level, giving you trusted, reliable coverage.
Tax-Free Payout
Your loved ones receive every dollar tax-free to cover expenses and secure their future.
Living Benefits
Access funds while alive if diagnosed with a major illness such as cancer, stroke, or heart attack.
Accidental Death Protection
In the event of a qualifying accident, your benefit automatically doubles for added security.
Cash Value Growth
Your policy builds cash value over time that you can borrow against for emergencies or opportunities.
Why Families Trust Genoslife
We make protecting your family simple, affordable, and reliable
Licensed & State-Regulated
trusted, approved, and backed by top carriers.
Personal Guidance
Work with licensed professionals who put your family first.
Fast & Simple
Most families qualify without a medical exam.
Backed by Experience. Built on Trust.
With licensed agents, multiple carrier options, and years of expertise, GenosLife makes securing your family’s future simple and reliable
122+
Licensed carriers we compare for you
200K
Families protected through state-regulated coverage
25 Years
Combined experience helping families secure protection
About Us
At GenosLife, we believe protecting your family’s future should be simple, affordable, and stress-free. As a licensed, state-regulated life insurance brokerage, we work with dozens of top-rated carriers to find the plan that truly fits your needs.
Our mission is to give families peace of mind through coverage that never expires, never increases in cost, and provides benefits you can rely on both today and tomorrow.
Whether it’s leaving a legacy, covering final expenses, or ensuring financial security during life’s toughest moments, we’re here to stand by you every step of the way
Contact Us
carriers we work with
Testimonials
What families are saying
Maria Gonzalez
I always thought life insurance would be complicated, but GenosLife made it simple. The process was quick, I didn’t even need a medical exam, and now I know my kids will be taken care of. Having that peace of mind is priceless..
Angela Robinson
The agent I spoke with explained everything clearly and never pressured me into buying more than I needed. I felt cared for, not sold to. Now I feel confident that my family is protected for life
James Miller
What I liked most was how straightforward everything was. No hidden fees, no surprises, just honest answers and coverage I can count on. Knowing my rates will never go up gives me so much relief.
FAQs
Frequently Asked Questions
Do I need a medical exam?
Most people qualify without one — depends on your health and the carrier.
Can my rates go up?
With state-regulated permanent policies, your premium will stay the same.
What if I already have life insurance?
You may still qualify for additional coverage or a plan that better fits your needs. Many families choose to supplement their existing policy.
Can I borrow against my policy?
Yes. Over time, your policy builds cash value you can borrow against if you ever need emergency funds.
